Re: [artshow_photo] I think this is a scam.

7:29 PM |

Hi,

I have one for about $42,000. Right now it's sitting in a box, I really
need to frame it.

I used to own a computer parts online store. We rarely had orders that
large, and always required a wire transfer anywhere in that range - even
from existing customers, we wouldn't even take cashier checks that high.

We had a separate checking account with our bank that we kept a $1 balance
in, that we used as an inbound wire transfer account. To receive a wire,
you have to give someone your checking account number of course, so we gave
this one out so no matter what they did they couldn't take money out of it.
The moment a wire would hit, we would transfer the money over. When a wire
hits, there's no reversing it, there's no bouncing.

We told them they had to wire the funds, and they sent a (fake) cashier
check straight to my local bank branch, with a letter stating to please
deposit it into the account. The moron assistant manager (had constant
problems with her) actually deposited it into our account THEN called us to
let us know. I came over, easily saw out that the MICR (account, routing)
numbers had been bleached and reprinted, and made her "undeposit" it so we
wouldn't get bounce fees. Contacted the originating bank and confirmed the
forgery.

Scares me to think if she hadn't called us what could have happened. That
bank didn't list wire transfers differently than deposits, and if they had
automatically made the cashier check funds available the next day we could
have fallen for it actually.

OH, also as I came in, she was tapping her pen on the check putting ink
marks all over it. Sure yelled at her for tainting evidence that the FBI
might be interested in! (They weren't as usual interested.)

Thanks!

Mike

On Fri, Sep 3, 2010 at 8:05 PM, John James <John.James1@comcast.net> wrote:

>
>
> I framed one for $6000.00 ...I was selling a diamond ring for $3500...a bit
> of an over payment! I noted on the back of the check, that the depositor
> (me) would be responsible for funding the amount...
>
> I suggest, smile, frame it, and then smile.
>
> Please let us know the 'rest' of the story.
>
> Stay well and have fun,
> John
>
> They are out there!
>
>
> -----Original Message-----
> From: artshow_photo@yahoogroups.com <artshow_photo%40yahoogroups.com>[mailto:
> artshow_photo@yahoogroups.com <artshow_photo%40yahoogroups.com>]
> On Behalf Of Michael Darling
> Sent: Friday, September 03, 2010 1:26 PM
> To: artshow_photo@yahoogroups.com <artshow_photo%40yahoogroups.com>
> Subject: Re: [artshow_photo] I think this is a scam.
>
> Hi,
>
> I 100% positively without a doubt not even a little am absolutely sure and
> right that this is a scam. Do yourself a favor, put it on the wall and
> frame it. :)
>
> This is one of the oldest check scams in the book. If you track down the
> bank that the check is written from, they'll probably tell you that due to
> privacy reasons they can't talk to you about the account. But, you might
> get someone who would tell you the account has been closed for a while and
> they have fraudulent checks come through on it periodically.
>
> Thanks!
>
> Mike
>
> On Fri, Sep 3, 2010 at 4:11 PM, James Dunn <denanjums@sbcglobal.net<denanjums%40sbcglobal.net>>
> wrote:
>
> >
> >
> > I got an email from a someone claiming to be a woman who
> > wished to buy three of my images - $950 worth, However,
> > she and her husband are moving from Seattle to London
> > England and want the shipping company to get the images
> > in the shipment of household goods.
> > So I say OK. Today a check for $3500 arrives via
> > Fed Ex. And her email - "oops" her husband got confused
> > and added the shipping company's payment to mine and sent
> > it to me by mistake. Could I deposit the check in my bank account
> > and give the extra to the shipper for her ?
> >
> > How many of you think
> > 1. This check is any good
> > 2. The shipper will demand cash
> > 3. No one cares about the images.
> >
> > Additional info. Fed Ex overnight letter sent from
> > New Jersey by someone who's name has never
> > appeared in the conversation so far.
> > The check is supposedly written on an account
> > belonging to a company in Houston Tx. and drawn
> > on a bank in Minnesota.
> >
> > I think I'll frame this check and put it on the wall.
> >
> >
>
> [Non-text portions of this message have been removed]
>
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